Life Insurance Corporation Arogya Rakshak

  LIC Arogya Rakshak is a unique health insurance plan from Life Insurance Corporation of India that offers financial support during medical emergencies by paying a fixed lump sum benefit irrespective of actual hospitalization expenses. Unlike traditional indemnity-based health plans, it reimburses a predefined daily benefit on hospitalization or specified surgeries, providing you and your family with financial independence to cover medical and associated costs. The plan covers various inpatient hospitalization benefits including hospital cash, major surgery, day care procedures, medical management for diseases like dengue and malaria, and extended hospitalization. It offers a health check-up benefit every three years and ambulance cover. Unique features like Auto Step-Up benefit and No-Claim bonus increase your daily benefit on policy anniversaries and claim-free periods, respectively. Premium payment options are flexible, with a grace period of 30 days. The policy is renewable up...